Showing posts with label finances. Show all posts
Showing posts with label finances. Show all posts

Eating Out On A Budget

Today I wenty through the local resturant coupons and found some great savings at some great resturants. I won't name them, however of you live in California, you've probably been there. I found some great deals on both lunch's and dinners. Buy one and get one free. I found another great resturant that has the same deal, buy one and get one free, plus kids under 6 eat for free. That means all three of us can go have lunch in a popular well know resturant for $7.99 plus sodas. Normally we would spend $15.00 to $20.00 to eat at that same resturant.

It seems that do to the economy, unemployment and all that has been unfolding that there are some great deals to be found out there. All you have to do is look.

ATM Machines, Luxury Or Channeling

OK, we all use them. They are everywhere. At the gas station, the grocery store, the library, on campuses, at sports events and many other places. They offer convenience. You stick your card in, make a deposit or withdraw cash. Oh ya, that's right for a small fee which is usually $2.00 each time you make a withdrawal.

So you put your money in a bank. The bank charges you money to order checks, to write them and every time you use a ATM machine, you pay a fee. The reality is that you pay the bank for the right to use your own money. Hey, that's banking and just imagine your money is safe. Then there are all these fees, and additional penalties there just in case you mess up. For example you make a deposit and that same day write a check before the banks gets around to crediting your account and your check bounces. Bamb! a $33.00 fee, yet the bank had your money hours and hours before you made that purchase and wrote the check.

Banks are a must. As for the ATM Machines. Do you really believe they were created just to make your life easier?  I just wonder how many ATM withdrawals are made in the United States a year and what that adds up to at an average of $2.00 per withdrawel? Could it be in the millions, tens' of millions, 100's of millions?

Suspicious Minds, Thoughts And Blind Sight

A suspicious mind runs on paranoia and leads to dark thoughts. If unchecked it's like driving in the fast lane of the freeway blind.
Trust is a great seed, honor is like a breath of fresh air and loyalty is like food to the soul.
Practice them.